Protect My Family
Make sure the people you love are taken care of.
Learn more →Life insurance,
made simple.
Because the people you love are worth protecting.
At TimeShift Life, I help Colorado families understand their life insurance options, ask better questions, and make confident decisions about their future — with no pressure and no jargon.
Family ♡ First
Protect My Income
Help keep your family's plans on track if the unexpected happens.
Learn more →Protect My Business
Plan ahead for partners, key people, and what comes next.
Learn more →I Have Questions
That's a great place to start.
Common questions →
Hey, I'm Sam!
Founder. Family guy. Your life insurance guide.
I started TimeShift Life to make life insurance simple, approachable, and actually helpful. This isn't just business for me — it's personal. I believe in honest conversations, clear options, and helping you protect what matters most.
- Real conversations
- No pressure
- Clear options
- A brighter tomorrow
Bigger Dreams.
Bright Futures.
Different Adventures.
in Style.
Verify before we talk.
Meet your licensed insurance agent. I encourage every client to check my credentials with the official lookups first.
Sam Cardenas · NPN 22357818
Colorado resident producer license Colorado
Applications in other states are not active licenses until issued.
View licensing information →Ask TimeShift
Your friendly life insurance guide.
Have a question? Start with the basics or the what-ifs — clear answers, no sales pitch.
Ask Sam a Question →
Do I actually need life insurance?
What's the difference between term and whole life?
Why do people get denied?
How much coverage should I consider?
Good Questions.
Brighter Futures.
Brighter Futures.
The TimeShift Family
One name, a few passions. TimeShift Life is the first of the TimeShift family of businesses.
You are here
TimeShift Life
Life insurance, made simple.
Coming soon
TimeShift IT
Technology support for small businesses.
Coming soon
DJ TimeShift
Old-School Soul. New-School Voltage.